Microcaps, Money, Retirement, Aim of Life
I have stopped investing in conventional microcaps and nano caps (1 Million USD to 10 Million USD range) and feel the need to at least bet 7-10% of the funds on an idea. As the future of companies are hard to forecast in that nano cap range, the bet size has to be small as a percentage of portfolio.
Nevertheless I am investing in similar companies in 30-50 Million USD market cap range in other countries. Nairobi Securities Exchange (KENYA) currently has only 66 companies listed, going by the news 50 more micro caps should list in the next two years, juices have started secreting in a capitalist’s jaws.
I completely understand you dude, I started my work career with 100 USD per month salary in 1999, and yet wanted to be the richest person in the world. Absence of material wealth is a curse, as is absence of health. There is a grave risk that if you spend a very very strong force behind achievement of material ambitions, you may achieve them, but your life will be mostly hollow with only suffocating material wealth around you. I have in the past been a victim of such ambitions.
If ten years down the line you realize, that you have been living your life like a complete idiot, the meaning of life is not just material wealth maximization, but you have strong consistency and confirmation bias and huge commitments to continue in that direction of material wealth maximization, all the purposeful and meaningful work in life would have taken a back seat.
It was extremely sad to hear the widely regarded, ethical and respected billionaire, Mr Ratan Tata’s speech in Pune telling students to enjoy life, take it easy, and that we have less than 2500 weekends to live.
“Don’t just have career or academic goals. Set goals to give you a balanced, successful life. Balanced means ensuring your health, relationships, mental peace are all in good order. There is no point of getting a promotion on the day of your breakup. There is no fun in driving a car if your back hurts. Shopping is not enjoyable if your mind is full of tensions. Don’t take life seriously. Life is not meant to be taken seriously, as we are really temporary here. We are like a prepaid card with limited validity. If we are lucky, we may last another 50 years. And 50 years is just 2,500 weekends. Do we really need to get so worked up? …It’s OK, Bunk few classes, score low in couple of papers, take leave from work, fall in love, fight a little with ur spouse… It’s ok… We are people, not programmed devices..! “Don’t be serious, enjoy Life as it comes”
It is sad because Mr. Rata Tata singularly dedicated his life (without marriage) by creating a 80 Billion USD conglomerate, while he is advising youngsters to take it easy. People would generally do what you do, and not what you say.
I have a very simple view on retirement, don’t retire, constantly, unceasingly work. Any body selling you idea of retirement by the beach on a yacht is selling you false claims. Retirement could be from a profession or field of activity, but should not be from work.
Aim of Life
Well it comes down to square one, or to put it simply, the first and the second commandment of Jesus Christ. When you have invested all your energy in understanding and experiencing those two commandments, it may take months, years, decades or longer, you would be close to finding happiness. There is a scientific, provable, experiential basis of those commandments, there are not mere emotional good intentioned words like a father says to a son.
While it may be hard to agree for majority that the purpose of life is to seek God, but nearly everybody will agree that purpose of life is to seek happiness (and avoid pain). So, seeking lasting happiness cannot be in conflict with current desires.
Emotionalism and Intellectualism do not provide great satisfaction, only experience does. And once experienced, the whole world may disagree with you, you will be firm with your statement.
The amazing part is that consciousness is the static, unchanging, constant background, on which the life of all matter and organic life forms is un-folding. That constant background is the witness of all scenery inside it, the scenery of space-time.
Buddha said something to the same effect as Mr. Ratan Tata, after personal experience. Follow the path of moderation, not the way I did.
The aim of life is to evolve until the cosmic consciousness has been realized and personally experienced. That is not a binary state. When you do play well, you are aware that your game is improving. There are a rung of ladders that you will know you have climbed and now can see a further distance. As a wise man said, “Long before you find God, if you live right, you will find how amazing and joyous life can be”. But don’t buy any theory, personally experiment and experience.
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